:root{
    --ink:#0B1120;
    --navy:#16213E;
    --navy-2:#212D4E;
    --gold:#B08D4F;
    --gold-text:#80602E;        /* AA-compliant gold for text on parchment/white — 5.22:1 */
    --gold-light:#D9BC80;
    --parchment:#F7F3E9;
    --parchment-2:#EFE7D3;
    --stone-line:#D8CBA6;
    --stone-line-dark:#3A4468;
    --text-dark:#1B2333;
    --text-muted-dark:#5B6070;
    --text-light:#EDE7D8;
    --text-muted-light:#A6ACC2;

    --font-display:'Playfair Display', serif;
    --font-body:'Source Serif 4', serif;
    --font-sans:'Inter', sans-serif;
  }

  *{box-sizing:border-box; margin:0; padding:0;}
  html{scroll-behavior:smooth;}
  body{
    font-family:var(--font-body);
    color:var(--text-dark);
    background:var(--parchment);
    line-height:1.6;
    -webkit-font-smoothing:antialiased;
  }
  img{max-width:100%; display:block;}
  a{color:inherit; text-decoration:none;}
  ::selection{background:var(--gold); color:var(--ink);}
  :focus-visible{outline:2px solid var(--gold); outline-offset:3px;}

  /* Skip-to-content link for keyboard users */
  .skip-link{
    position:absolute; top:-40px; left:0; background:var(--navy); color:var(--text-light);
    padding:12px 20px; text-decoration:none; z-index:1000; font-weight:600;
    font-size:14px;
  }
  .skip-link:focus{top:0; outline:2px solid var(--gold); outline-offset:0;}

  .eyebrow{
    font-family:var(--font-sans);
    font-size:11.5px;
    letter-spacing:.22em;
    text-transform:uppercase;
    font-weight:600;
    color:var(--gold);
    display:flex; align-items:center; gap:12px;
  }
  .eyebrow::before{content:""; width:28px; height:1px; background:var(--gold);}
  .eyebrow.dark{color:var(--gold-light);}

  .wrap{max-width:1180px; margin:0 auto; padding:0 32px;}
  section{padding:120px 0;}
  @media (max-width:768px){ section{padding:76px 0;} .wrap{padding:0 22px;} }

  h1,h2,h3{font-family:var(--font-display); font-weight:500; letter-spacing:-.01em;}

  /* ---------- NAV ---------- */
  header{
    position:fixed; top:0; left:0; right:0; z-index:100;
    background:rgba(255,255,255,.94);
    backdrop-filter:blur(10px);
    border-bottom:1px solid var(--stone-line);
    box-shadow:0 1px 0 rgba(0,0,0,.02);
    transition:background .3s ease, box-shadow .3s ease;
  }
  nav.wrap{
    display:flex; align-items:center; justify-content:space-between;
    height:104px;
  }
  .brand{display:flex; align-items:center; gap:14px;}
  .brand-lockup{height:68px; width:auto; display:block;}
  @media (max-width:480px){ .brand-lockup{height:52px;} }
  .nav-links{display:flex; gap:38px; font-family:var(--font-sans); font-size:12.5px; letter-spacing:.12em; text-transform:uppercase; font-weight:500;}
  .nav-links a{color:var(--navy); position:relative; padding:6px 0; transition:color .25s;}
  .nav-links a:hover{color:var(--gold-text);}
  .nav-cta{
    font-family:var(--font-sans); font-size:12px; letter-spacing:.1em; text-transform:uppercase; font-weight:600;
    color:var(--ink); background:var(--gold-light); padding:10px 20px; border-radius:2px;
    transition:background .25s;
  }
  .nav-cta:hover{background:var(--gold);}
  .nav-toggle{display:none; flex-direction:column; gap:5px; background:none; border:none; cursor:pointer; padding:8px;}
  .nav-toggle span{width:22px; height:1.5px; background:var(--navy); transition:transform .25s ease, opacity .2s ease;}
  .nav-toggle.open span:nth-child(1){transform:translateY(6.5px) rotate(45deg);}
  .nav-toggle.open span:nth-child(2){opacity:0;}
  .nav-toggle.open span:nth-child(3){transform:translateY(-6.5px) rotate(-45deg);}
  .mobile-menu{display:none;}

  @media (max-width:900px){
    .nav-links, .nav-cta{display:none;}
    .nav-toggle{display:flex;}
    .mobile-menu{
      display:none; position:fixed; inset:104px 0 0 0; background:var(--ink);
      padding:36px 28px; flex-direction:column; gap:28px; z-index:150;
    }
    .mobile-menu.open{display:flex;}
    .mobile-menu a{
      font-family:var(--font-sans); font-size:15px; letter-spacing:.1em; text-transform:uppercase;
      color:var(--text-light); font-weight:500; border-bottom:1px solid var(--stone-line-dark); padding-bottom:18px;
    }
  }

  /* ---------- HERO ---------- */
  .hero{
    background:
      linear-gradient(180deg, rgba(11,17,32,.72) 0%, rgba(11,17,32,.88) 55%, var(--ink) 100%),
      radial-gradient(ellipse 900px 500px at 50% -10%, rgba(176,141,79,.14), transparent 60%),
      var(--ink);
    color:var(--text-light);
    padding:232px 0 140px;
    text-align:center;
    position:relative;
    overflow:hidden;
  }
  .hero::after{
    content:""; position:absolute; left:50%; bottom:0; transform:translateX(-50%);
    width:1px; height:90px; background:linear-gradient(var(--gold), transparent);
  }
  .hero-mark{
    width:min(340px, 64vw); margin:0 auto 40px;
    display:flex; align-items:center; justify-content:center;
    filter:drop-shadow(0 4px 14px rgba(0,0,0,.35));
  }
  .hero-mark img{width:100%; height:auto; display:block;}
  .hero-holdco{
    font-family:var(--font-sans); font-size:11.5px; letter-spacing:.28em; font-weight:600;
    color:var(--gold-light); text-align:center; margin-bottom:26px;
    display:flex; align-items:center; justify-content:center; gap:14px;
  }
  .hero-holdco::before, .hero-holdco::after{content:""; width:28px; height:1px; background:var(--gold);}
  .hero h1{
    font-size:clamp(34px, 5.4vw, 62px);
    line-height:1.14;
    max-width:880px; margin:26px auto 30px;
    color:#fff;
    font-weight:400;
  }
  .hero h1 em{font-style:italic; color:var(--gold-light);}
  .hero p{
    font-size:clamp(15px,1.6vw,18px);
    color:var(--text-muted-light);
    max-width:560px; margin:0 auto 46px;
  }
  .hero-ctas{display:flex; gap:20px; justify-content:center; flex-wrap:wrap;}
  .btn{
    font-family:var(--font-sans); font-size:12.5px; letter-spacing:.1em; text-transform:uppercase; font-weight:600;
    padding:15px 30px; border-radius:2px; display:inline-block; transition:all .25s ease;
  }
  .btn-primary{background:var(--gold-light); color:var(--ink);}
  .btn-primary:hover{background:var(--gold);}
  .btn-ghost{border:1px solid var(--stone-line-dark); color:var(--text-light);}
  .btn-ghost:hover{border-color:var(--gold); color:var(--gold-light);}
  .btn-ghost.on-light{border-color:var(--stone-line); color:var(--text-dark);}
  .btn-ghost.on-light:hover{border-color:var(--gold); color:var(--gold-text);}

  /* ---------- ABOUT ---------- */
  .about-grid{
    display:grid; grid-template-columns:.85fr 1.15fr; gap:80px; margin-top:54px;
  }
  .about-grid h2{font-size:clamp(26px,3vw,36px); line-height:1.25; color:var(--navy);}
  .about-col p{color:var(--text-muted-dark); font-size:16.5px; margin-bottom:20px;}
  .pillars{
    margin-top:44px; padding-top:36px; border-top:1px solid var(--stone-line);
    display:grid; grid-template-columns:repeat(3,1fr); gap:30px;
  }
  .pillar b{
    display:block; font-family:var(--font-display); font-size:17px; color:var(--navy); margin-bottom:8px; font-weight:500;
  }
  .pillar span{font-family:var(--font-sans); font-size:13.5px; color:var(--text-muted-dark); line-height:1.5;}
  @media (max-width:860px){
    .about-grid{grid-template-columns:1fr; gap:40px;}
    .pillars{grid-template-columns:1fr; gap:24px;}
  }

  /* ---------- LEDGER (Businesses / Properties shared style) ---------- */
  .ledger{background:var(--ink); color:var(--text-light);}
  .ledger .section-head{max-width:640px; margin-bottom:64px;}
  .ledger h2{font-size:clamp(26px,3vw,36px); color:#fff; margin-top:18px;}
  .ledger .section-head p{color:var(--text-muted-light); margin-top:16px; font-size:16px;}

  .cert-card{
    border:1px solid var(--stone-line-dark);
    background:linear-gradient(180deg, rgba(176,141,79,.05), transparent 40%);
    padding:0; margin-bottom:22px; position:relative;
  }
  .cert-card::before{
    content:""; position:absolute; inset:6px; border:1px solid rgba(176,141,79,.25); pointer-events:none;
  }
  .cert-top{
    display:flex; align-items:center; justify-content:space-between;
    padding:26px 34px; cursor:pointer; gap:20px;
  }
  .cert-id{
    font-family:var(--font-sans); font-size:11px; letter-spacing:.18em; color:var(--gold-light); font-weight:600;
  }
  .cert-name{font-family:var(--font-display); font-size:24px; color:#fff; margin-top:6px; font-weight:500;}
  .cert-tag{font-family:var(--font-sans); font-size:12.5px; color:var(--text-muted-light); margin-top:4px;}
  .cert-toggle{
    width:32px; height:32px; border:1px solid var(--stone-line-dark); border-radius:50%;
    display:flex; align-items:center; justify-content:center; flex-shrink:0;
    color:var(--gold-light); font-size:16px; transition:transform .3s ease;
  }
  .cert-card.open .cert-toggle{transform:rotate(45deg);}
  .cert-body{
    max-height:0; overflow:hidden; transition:max-height .4s ease, padding .4s ease;
    padding:0 34px;
  }
  .cert-card.open .cert-body{max-height:340px; padding:0 34px 30px;}
  .cert-body p{color:var(--text-muted-light); font-size:15px; max-width:640px; margin-bottom:18px;}
  .cert-trades{display:flex; flex-wrap:wrap; gap:10px; margin-bottom:22px;}
  .cert-trades span{
    font-family:var(--font-sans); font-size:11.5px; letter-spacing:.06em; text-transform:uppercase;
    border:1px solid var(--stone-line-dark); padding:6px 12px; color:var(--text-muted-light);
  }
  .cert-card.muted{opacity:.7;}
  .cert-card.muted .cert-name{color:var(--text-muted-light); font-style:italic;}

  .cert-card.on-light{border-color:var(--stone-line); background:linear-gradient(180deg, rgba(176,141,79,.07), transparent 40%);}
  .cert-card.on-light::before{border-color:rgba(176,141,79,.35);}
  .cert-card.on-light .cert-id{color:var(--gold-text);}
  .cert-card.on-light .cert-name{color:var(--navy);}
  .cert-card.on-light .cert-tag{color:var(--text-muted-dark);}
  .cert-card.on-light .cert-toggle{border-color:var(--stone-line); color:var(--gold-text);}
  .cert-card.on-light .cert-body p{color:var(--text-muted-dark);}
  .cert-card.on-light .cert-trades span{border-color:var(--stone-line); color:var(--text-muted-dark);}

  /* ---------- PROPERTIES empty state ---------- */
  .properties{background:var(--parchment-2);}
  .empty-state{
    border:1px dashed var(--stone-line);
    padding:70px 40px;
    text-align:center;
    max-width:640px; margin:0 auto;
  }
  .empty-state .glyph{
    width:46px; height:46px; margin:0 auto 22px; opacity:.55;
  }
  .empty-state h3{font-size:22px; color:var(--navy); margin-bottom:14px; font-weight:500;}
  .empty-state p{color:var(--text-muted-dark); font-size:15.5px; max-width:440px; margin:0 auto 26px;}

  /* ---------- CONTACT ---------- */
  .contact{
    background:var(--navy);
    color:var(--text-light);
    text-align:center;
  }
  .contact .eyebrow{justify-content:center;}
  .contact h2{font-size:clamp(28px,4vw,44px); color:#fff; margin:20px 0 20px;}
  .contact p{color:var(--text-muted-light); max-width:520px; margin:0 auto 40px; font-size:16px;}

  /* ---------- FOOTER ---------- */
  footer{background:var(--ink); padding:60px 0 36px; border-top:1px solid var(--stone-line-dark);}
  .footer-top{display:flex; justify-content:space-between; align-items:flex-start; gap:40px; flex-wrap:wrap; padding-bottom:40px; border-bottom:1px solid var(--stone-line-dark);}
  .footer-brand{display:flex; gap:14px; align-items:center;}
  .footer-brand img{width:42px; height:auto; object-fit:contain;}
  .footer-brand div{font-family:var(--font-display); color:var(--text-light); font-size:16px;}
  .footer-brand span{display:block; font-family:var(--font-sans); font-size:9.5px; letter-spacing:.24em; color:var(--gold-light); margin-top:3px;}
  .footer-tagline{color:var(--text-muted-light); font-size:14px; max-width:360px; font-family:var(--font-sans); line-height:1.7;}
  .footer-links{display:flex; gap:34px; font-family:var(--font-sans); font-size:12px; letter-spacing:.08em; text-transform:uppercase; color:var(--text-muted-light);}
  .footer-links a:hover{color:var(--gold-light);}
  .footer-resource{
    padding-top:22px; margin-top:26px; border-top:1px solid var(--stone-line-dark);
    font-family:var(--font-sans); font-size:12px; color:var(--text-muted-light);
    display:flex; gap:8px; flex-wrap:wrap;
  }
  .footer-resource a{color:var(--gold-light); border-bottom:1px solid rgba(217,188,128,.3);}
  .footer-resource a:hover{border-color:var(--gold-light);}
  .footer-bottom{
    display:flex; justify-content:space-between; padding-top:22px; flex-wrap:wrap; gap:10px;
    font-family:var(--font-sans); font-size:11.5px; color:var(--text-muted-light);
  }

  /* reveal animation */
  .reveal{opacity:0; transform:translateY(18px); transition:opacity .7s ease, transform .7s ease;}
  .reveal.in{opacity:1; transform:translateY(0);}
  @media (prefers-reduced-motion: reduce){
    .reveal{opacity:1; transform:none; transition:none;}
    html{scroll-behavior:auto;}
  }

  /* ---------- SUBPAGE HEADER ---------- */
  .page-hero{
    background:
      linear-gradient(180deg, rgba(11,17,32,.78) 0%, rgba(11,17,32,.92) 60%, var(--ink) 100%),
      radial-gradient(ellipse 800px 400px at 50% -10%, rgba(176,141,79,.14), transparent 60%),
      var(--ink);
    color:var(--text-light);
    padding:192px 0 90px;
    text-align:center;
  }
  .page-hero .eyebrow{justify-content:center;}
  .page-hero h1{
    font-size:clamp(30px,4.4vw,48px);
    color:#fff; font-weight:400; margin:20px auto 0; max-width:760px;
  }
  .page-hero p{color:var(--text-muted-light); max-width:560px; margin:18px auto 0; font-size:15.5px;}

  .nav-links a.active{color:var(--gold-text);}
  .mobile-menu a.active{color:var(--gold-light);}

  /* ---------- CONTACT BLOCK ---------- */
  .contact-block{display:flex; flex-direction:column; align-items:center; gap:14px;}
  .contact-email{
    font-family:var(--font-sans); font-size:13.5px; color:var(--text-muted-light); letter-spacing:.03em;
  }
  .contact-email a{color:var(--gold-light); border-bottom:1px solid rgba(217,188,128,.35);}
  .contact-email a:hover{border-color:var(--gold-light);}

  /* ---------- INVEST CALLOUT ---------- */
  .invest-strip{
    background:var(--navy-2); border-top:1px solid var(--stone-line-dark); border-bottom:1px solid var(--stone-line-dark);
    padding:50px 0; text-align:center;
  }
  .invest-strip p{
    color:var(--text-light); font-family:var(--font-display); font-size:clamp(18px,2.2vw,24px);
    max-width:680px; margin:0 auto 22px; font-weight:400;
  }
  .invest-strip p em{color:var(--gold-light); font-style:italic;}

  /* ---------- HOME TEASERS ---------- */
  .teasers{display:grid; grid-template-columns:1fr 1fr; gap:28px; margin-top:60px;}
  .teaser-card{
    border:1px solid var(--stone-line-dark); padding:44px 38px; position:relative;
    background:linear-gradient(180deg, rgba(176,141,79,.05), transparent 50%);
    transition:border-color .25s ease;
  }
  .teaser-card:hover{border-color:var(--gold);}
  .teaser-id{font-family:var(--font-sans); font-size:11px; letter-spacing:.18em; color:var(--gold-light); font-weight:600;}
  .teaser-card h3{font-family:var(--font-display); font-size:26px; color:#fff; margin:14px 0 12px; font-weight:500;}
  .teaser-card p{color:var(--text-muted-light); font-size:15px; margin-bottom:26px;}
  .teaser-card.on-light{border-color:var(--stone-line); background:linear-gradient(180deg, rgba(176,141,79,.06), transparent 50%);}
  .teaser-card.on-light:hover{border-color:var(--gold);}
  .teaser-card.on-light .teaser-id{color:var(--gold-text);}
  .teaser-card.on-light h3{color:var(--navy);}
  .teaser-card.on-light p{color:var(--text-muted-dark);}
  @media (max-width:760px){ .teasers{grid-template-columns:1fr;} }

  /* ---------- FOUNDER ---------- */
  .founder-grid{
    display:grid; grid-template-columns:.7fr 1.3fr; gap:64px; align-items:start; margin-top:20px;
  }
  .founder-portrait{
    aspect-ratio:4/5; background:var(--parchment-2); border:1px solid var(--stone-line);
    display:flex; align-items:center; justify-content:center; text-align:center; padding:30px;
    overflow:hidden;
  }
  .founder-portrait img{width:100%; height:100%; object-fit:cover; object-position:center 18%; display:block;}
  .founder-portrait span{font-family:var(--font-sans); font-size:12px; letter-spacing:.08em; color:var(--text-muted-dark); text-transform:uppercase;}
  .founder-name{font-family:var(--font-display); font-size:28px; color:var(--navy); margin-bottom:4px; font-weight:500;}
  .founder-title{font-family:var(--font-sans); font-size:12.5px; letter-spacing:.12em; text-transform:uppercase; color:var(--gold); margin-bottom:22px;}
  .founder-grid p{color:var(--text-muted-dark); font-size:16px; margin-bottom:18px;}
  .founder-lists{
    margin-top:28px; padding-top:26px; border-top:1px solid var(--stone-line);
    display:grid; grid-template-columns:1fr 1fr; gap:36px;
  }
  .founder-list-label{
    font-family:var(--font-sans); font-size:11.5px; letter-spacing:.14em; text-transform:uppercase;
    font-weight:600; color:var(--gold); margin-bottom:14px;
  }
  .founder-lists ul{list-style:none; padding:0; margin:0;}
  .founder-lists li{
    font-family:var(--font-sans); font-size:14px; color:var(--text-muted-dark); line-height:1.5;
    padding:10px 0; border-bottom:1px solid var(--stone-line);
  }
  .founder-lists li:last-child{border-bottom:none;}
  @media (max-width:560px){ .founder-lists{grid-template-columns:1fr; gap:26px;} }
  .founder-lists-single{grid-template-columns:1fr; max-width:340px;}
  @media (max-width:820px){ .founder-grid{grid-template-columns:1fr; gap:36px;} .founder-portrait{max-width:280px; margin:0 auto;} }

  /* ---------- PORTFOLIO INDEX ---------- */
  .portfolio-cards{display:grid; grid-template-columns:1fr 1fr; gap:28px; margin-top:56px;}
  @media (max-width:760px){ .portfolio-cards{grid-template-columns:1fr;} }

  /* ============================================================
     PHASE 2 COMPONENTS — Owner Independence / Advisory / Partner
     ============================================================ */

  .section-tint{background:var(--parchment-2); padding:88px 0;}
  .section-plain{background:var(--parchment); padding:88px 0;}
  .section-dark{background:var(--navy); padding:88px 0;}
  .section-dark h2{color:var(--text-light);}
  .section-dark p{color:var(--text-muted-light);}

  .prose{max-width:680px;}
  .prose p{color:var(--text-muted-dark); font-size:16px; line-height:1.75; margin:0 0 18px;}
  .prose h3{color:var(--navy); font-family:var(--font-display); font-size:21px; margin:36px 0 14px;}
  .center-head{max-width:680px; margin:0 auto 56px; text-align:center;}
  .center-head p{color:var(--text-muted-dark); font-size:16px; margin-top:14px;}
  .section-dark .center-head p{color:var(--text-muted-light);}

  /* Six pillars — detailed cards */
  .pillar-detail{display:grid; grid-template-columns:repeat(2,1fr); gap:26px; margin-top:8px;}
  .pillar-detail article{background:#fff; border:1px solid var(--stone-line); border-top:3px solid var(--gold); padding:30px 28px;}
  .pillar-detail .pd-id{font-family:var(--font-sans); font-size:11px; letter-spacing:.16em; color:var(--gold-text); margin-bottom:10px;}
  .pillar-detail h3{font-family:var(--font-display); color:var(--navy); font-size:20px; margin:0 0 8px;}
  .pillar-detail .pd-q{color:var(--text-muted-dark); font-size:14.5px; font-style:italic; margin:0 0 18px;}
  .pillar-detail h4{font-family:var(--font-sans); font-size:11px; letter-spacing:.14em; color:var(--navy); margin:0 0 8px; text-transform:uppercase;}
  .pillar-detail ul{list-style:none; padding:0; margin:0 0 18px;}
  .pillar-detail li{color:var(--text-muted-dark); font-size:14px; line-height:1.6; padding-left:16px; position:relative; margin-bottom:6px;}
  .pillar-detail li::before{content:"—"; position:absolute; left:0; color:var(--stone-line);}
  .pillar-detail .pd-goal li::before{content:"→"; color:var(--gold-text);}
  @media (max-width:820px){ .pillar-detail{grid-template-columns:1fr;} }

  /* Owner Independence Score bands */
  .score-bands{max-width:760px; margin:0 auto;}
  .band{display:grid; grid-template-columns:110px 1fr; gap:24px; align-items:start;
        padding:24px 0; border-top:1px solid var(--stone-line);}
  .band:last-child{border-bottom:1px solid var(--stone-line);}
  .band .band-range{font-family:var(--font-sans); font-size:13px; font-weight:600; letter-spacing:.08em; color:var(--gold-text); padding-top:3px;}
  .band h3{font-family:var(--font-display); color:var(--navy); font-size:19px; margin:0 0 8px;}
  .band p{color:var(--text-muted-dark); font-size:14.5px; line-height:1.7; margin:0;}
  @media (max-width:640px){ .band{grid-template-columns:1fr; gap:8px;} }

  /* Who it's for / not for */
  .fit-grid{display:grid; grid-template-columns:1fr 1fr; gap:32px; max-width:900px; margin:0 auto;}
  .fit-col{background:#fff; border:1px solid var(--stone-line); padding:34px 30px;}
  .fit-col.fit-no{background:var(--parchment-2); border-style:dashed;}
  .fit-col h3{font-family:var(--font-display); color:var(--navy); font-size:20px; margin:0 0 20px;}
  .fit-col ul{list-style:none; padding:0; margin:0;}
  .fit-col li{color:var(--text-muted-dark); font-size:15px; line-height:1.6; padding-left:26px; position:relative; margin-bottom:14px;}
  .fit-col.fit-yes li::before{content:"✓"; position:absolute; left:0; color:var(--gold-text); font-weight:600;}
  .fit-col.fit-no li::before{content:"✕"; position:absolute; left:0; color:#9AA0AE;}
  @media (max-width:760px){ .fit-grid{grid-template-columns:1fr; gap:24px;} }

  /* Numbered process / timeline */
  .steps{display:grid; grid-template-columns:repeat(4,1fr); gap:28px;}
  .steps.steps-3{grid-template-columns:repeat(3,1fr);}
  .step .step-n{font-family:var(--font-display); font-size:38px; color:var(--gold-text); line-height:1; margin-bottom:12px;}
  .step h3{font-family:var(--font-sans); font-size:12px; letter-spacing:.16em; text-transform:uppercase; color:var(--navy); margin:0 0 10px;}
  .step p{color:var(--text-muted-dark); font-size:14.5px; line-height:1.65; margin:0;}
  @media (max-width:860px){ .steps, .steps.steps-3{grid-template-columns:1fr 1fr;} }
  @media (max-width:560px){ .steps, .steps.steps-3{grid-template-columns:1fr;} }

  .timeline{max-width:760px; margin:0 auto; border-left:2px solid var(--stone-line); padding-left:32px;}
  .timeline .tl-item{position:relative; padding-bottom:34px;}
  .timeline .tl-item:last-child{padding-bottom:0;}
  .timeline .tl-item::before{content:""; position:absolute; left:-40px; top:6px; width:10px; height:10px;
                             border-radius:50%; background:var(--gold); border:2px solid var(--parchment);}
  .timeline .tl-when{font-family:var(--font-sans); font-size:11.5px; letter-spacing:.14em; text-transform:uppercase; color:var(--gold-text); margin-bottom:6px;}
  .timeline h3{font-family:var(--font-display); color:var(--navy); font-size:18px; margin:0 0 6px;}
  .timeline p{color:var(--text-muted-dark); font-size:14.5px; line-height:1.7; margin:0;}

  /* Insights article cards */
  .article-grid{display:grid; grid-template-columns:repeat(2,1fr); gap:28px;}
  .article-card{background:#fff; border:1px solid var(--stone-line); padding:32px 30px; display:flex; flex-direction:column;}
  .article-meta{font-family:var(--font-sans); font-size:11px; letter-spacing:.14em; text-transform:uppercase; color:var(--gold-text); margin-bottom:12px;}
  .article-card h3{font-family:var(--font-display); color:var(--navy); font-size:21px; line-height:1.3; margin:0 0 12px;}
  .article-card p{color:var(--text-muted-dark); font-size:15px; line-height:1.7; margin:0 0 22px; flex:1;}
  @media (max-width:760px){ .article-grid{grid-template-columns:1fr;} }

  /* Pathway cards (home + owners) — equal weight, no visual bias */
  .paths{display:grid; grid-template-columns:repeat(3,1fr); gap:28px;}
  .path{background:#fff; border:1px solid var(--stone-line); border-top:3px solid var(--gold); padding:34px 30px; display:flex; flex-direction:column;}
  .path h3{font-family:var(--font-display); color:var(--navy); font-size:22px; margin:0 0 12px;}
  .path p{color:var(--text-muted-dark); font-size:15px; line-height:1.7; margin:0 0 20px;}
  .path ul{list-style:none; padding:0; margin:0 0 24px; flex:1;}
  .path li{color:var(--text-muted-dark); font-size:14px; line-height:1.6; padding-left:18px; position:relative; margin-bottom:9px;}
  .path li::before{content:"—"; position:absolute; left:0; color:var(--stone-line);}
  @media (max-width:860px){ .paths{grid-template-columns:1fr;} }

  /* Criteria cards */
  /* Flex rather than grid so a trailing row of 1 or 2 cards centres
     instead of orphaning to the left. */
  .criteria{display:flex; flex-wrap:wrap; justify-content:center; gap:26px;}
  .criteria .crit{background:#fff; border:1px solid var(--stone-line); padding:28px 26px;
                  flex:0 1 calc(33.333% - 18px); min-width:240px;}
  .criteria h3{font-family:var(--font-sans); font-size:12px; letter-spacing:.14em; text-transform:uppercase; color:var(--navy); margin:0 0 10px;}
  .criteria p{color:var(--text-muted-dark); font-size:14.5px; line-height:1.65; margin:0;}
  @media (max-width:860px){ .criteria .crit{flex:0 1 calc(50% - 13px);} }
  @media (max-width:560px){ .criteria .crit{flex:1 1 100%; min-width:0;} }

  /* Deliverables list */
  .deliverables{list-style:none; padding:0; margin:0; max-width:680px;}
  .deliverables li{border-top:1px solid var(--stone-line); padding:20px 0;}
  .deliverables li:last-child{border-bottom:1px solid var(--stone-line);}
  .deliverables b{display:block; font-family:var(--font-display); color:var(--navy); font-size:18px; margin-bottom:6px; font-weight:600;}
  .deliverables span{color:var(--text-muted-dark); font-size:14.5px; line-height:1.7;}

  /* CTA band */
  .cta-band{background:var(--navy); padding:80px 0; text-align:center;}
  .cta-band h2{color:var(--text-light); font-family:var(--font-display); font-size:clamp(24px,3vw,32px); margin:0 0 16px;}
  .cta-band p{color:var(--text-muted-light); font-size:16px; max-width:600px; margin:0 auto 32px; line-height:1.7;}

  /* Legal / disclosure */
  .legal{max-width:760px;}
  .legal h2{font-family:var(--font-display); color:var(--navy); font-size:22px; margin:44px 0 14px;}
  .legal h2:first-of-type{margin-top:0;}
  .legal h3{font-family:var(--font-sans); font-size:13px; letter-spacing:.1em; text-transform:uppercase; color:var(--navy); margin:26px 0 10px;}
  .legal p, .legal li{color:var(--text-muted-dark); font-size:15px; line-height:1.8;}
  .legal ul{padding-left:20px; margin:0 0 18px;}
  .legal li{margin-bottom:8px;}
  .legal .updated{font-family:var(--font-sans); font-size:12px; letter-spacing:.1em; text-transform:uppercase; color:var(--gold-text); margin-bottom:32px;}

  .disclosure{max-width:760px; margin:56px auto 0; padding-top:26px; border-top:1px solid var(--stone-line);}
  .disclosure p{color:var(--text-muted-dark); font-size:12.5px; line-height:1.7; margin:0 0 10px;}

  .footer-legal{margin-top:14px;}
  .footer-legal p{color:var(--text-muted-light); font-size:11.5px; line-height:1.65; margin:0 auto; max-width:820px;}

  /* Wider primary nav (7 items) — tighten spacing so it fits above the 900px breakpoint */
  .nav-links{gap:24px; font-size:11.5px; letter-spacing:.1em;}
  @media (max-width:1080px){ .nav-links{gap:18px; font-size:11px;} }

  /* Expanded footer nav (12 links) — must wrap, never overflow */
  .footer-links{flex-wrap:wrap; justify-content:center; gap:14px 26px; max-width:820px; margin-left:auto; margin-right:auto;}
  .footer-bottom a{color:var(--text-muted-light); text-decoration:underline; text-underline-offset:3px;}
  .footer-bottom a:hover{color:var(--gold-light);}

  /* Three-up capability grid on the homepage */
  .teasers.teasers-3{grid-template-columns:repeat(3,1fr);}
  @media (max-width:980px){ .teasers.teasers-3{grid-template-columns:1fr 1fr;} }
  @media (max-width:760px){ .teasers.teasers-3{grid-template-columns:1fr;} }

  /* Center standalone prose blocks so they don't sit off-axis */
  .prose{margin-left:auto; margin-right:auto;}

  /* Contact form */
  .form{display:grid; gap:24px; max-width:620px; margin:0 auto;}
  .field label{display:block; font-family:var(--font-sans); font-size:12px; letter-spacing:.1em;
               text-transform:uppercase; color:var(--navy); font-weight:600; margin-bottom:8px;}
  .field .hint{display:block; font-family:var(--font-body); font-size:13.5px; letter-spacing:0;
               text-transform:none; font-weight:400; color:var(--text-muted-dark); margin-top:4px;}
  .field input, .field select, .field textarea{
    width:100%; padding:13px 14px; border:1px solid var(--stone-line); background:#fff;
    font-family:var(--font-body); font-size:15.5px; color:var(--text-dark); border-radius:2px;
    transition:border-color .2s, box-shadow .2s;}
  .field select{appearance:none; background-image:linear-gradient(45deg,transparent 50%,var(--gold) 50%),linear-gradient(135deg,var(--gold) 50%,transparent 50%);
    background-position:calc(100% - 20px) calc(1em + 4px), calc(100% - 15px) calc(1em + 4px);
    background-size:5px 5px, 5px 5px; background-repeat:no-repeat; padding-right:44px; cursor:pointer;}
  .field textarea{resize:vertical; min-height:130px;}
  .field input:focus, .field select:focus, .field textarea:focus{
    outline:none; border-color:var(--gold); box-shadow:0 0 0 3px rgba(176,141,79,.16);}
  .field input:focus-visible, .field select:focus-visible, .field textarea:focus-visible{outline:2px solid var(--gold); outline-offset:1px;}
  .req{color:var(--gold-text);}
  .form-note{font-size:13px; line-height:1.7; color:var(--text-muted-dark); margin:0;}
  .form-note a{color:var(--navy); text-decoration:underline; text-underline-offset:2px;}
  .routing-note{background:var(--parchment-2); border-left:3px solid var(--gold); padding:16px 20px;
                font-size:13.5px; line-height:1.7; color:var(--text-muted-dark); margin:0;}
  .contact-direct{max-width:620px; margin:56px auto 0; padding-top:32px; border-top:1px solid var(--stone-line);}
  .contact-direct h3{font-family:var(--font-display); color:var(--navy); font-size:20px; margin:0 0 12px;}
  .contact-direct p{font-size:15px; color:var(--text-muted-dark); line-height:1.7; margin:0 0 8px;}

  /* WCAG 2.2 SC 2.5.8 — footer nav targets must be at least 24x24 CSS px */
  .footer-links a{display:inline-block; padding:5px 2px; min-height:24px; line-height:1.5;}
  .footer-bottom a{display:inline-block; padding:6px 2px; min-height:24px;}
  .nav-links a{min-height:24px; display:inline-flex; align-items:center;}
  .mobile-menu a{min-height:44px; display:flex; align-items:center;}

  /* iOS Safari auto-zooms on focus for inputs under 16px. Bump on small screens. */
  @media (max-width:820px), (max-height:500px){
    .field input, .field select, .field textarea{font-size:16px;}
  }
  /* Mobile menu: allow scrolling if the viewport is short (landscape phones) */
  @media (max-width:900px){
    .mobile-menu{overflow-y:auto; -webkit-overflow-scrolling:touch; padding-bottom:48px;}
  }

  /* The compliance disclosure should not be the least legible text on the page.
     Bump on small screens so it stays clear and conspicuous. */
  @media (max-width:820px), (max-height:500px){
    .footer-legal p{font-size:13px; line-height:1.75;}
    .footer-bottom{font-size:13px;}
    .disclosure p{font-size:13.5px; line-height:1.75;}
  }

  /* Base legibility floor for compliance text at all sizes */
  .footer-legal p{font-size:12.5px; line-height:1.75;}
  .footer-bottom{font-size:12.5px;}

  /* ============================================================
     Grouped footer — matches the Luxona / Harborline family pattern
     ============================================================ */
  .footer-cols{display:grid; grid-template-columns:repeat(3,1fr); gap:48px;
               max-width:940px; margin:0 auto; text-align:left;}
  .footer-col h4{font-family:var(--font-sans); font-size:12px; font-weight:600;
                 letter-spacing:.2em; text-transform:uppercase; color:var(--gold);
                 margin:0 0 20px;}
  .footer-col ul{list-style:none; padding:0; margin:0;}
  .footer-col li{margin-bottom:2px;}
  .footer-col a, .footer-col span{display:inline-block; padding:7px 0; min-height:24px;
                 font-family:var(--font-sans); font-size:13.5px; letter-spacing:.02em;
                 color:var(--text-muted-light); line-height:1.5; transition:color .2s;}
  .footer-col a:hover{color:var(--gold-light);}
  .footer-col .fc-plain{color:var(--text-muted-light);}
  @media (max-width:860px){ .footer-cols{grid-template-columns:1fr 1fr; gap:36px 28px;} }
  @media (max-width:560px){ .footer-cols{grid-template-columns:1fr; gap:34px; max-width:340px;} }

  /* Align the legal block with the copyright line above it */
  .footer-legal{max-width:940px; margin-left:auto; margin-right:auto;}
  .footer-legal p{margin-left:0; max-width:none;}
  .footer-bottom{max-width:940px; margin-left:auto; margin-right:auto;}

  /* Receiving-entity note on the contact form */
  .entity-note{background:var(--navy); color:var(--text-light); padding:14px 20px;
               font-family:var(--font-sans); font-size:13px; letter-spacing:.02em;
               line-height:1.6; margin:0; border-left:3px solid var(--gold);}
  .entity-note[hidden]{display:none;}